Information for using private health insurance 



Using Out-of-Network Benefits for Individual Psychotherapy

While we do not participate as in-network providers, we do welcome clients to utilize the out of network benefits that may be included as part of their medical insurance coverage.  Using out of network benefits may help to offset the cost of psychotherapy. We encourage you to please check with your insurer to verify your specific plan's out of network coverage. We are happy to assist in providing the documents required by most insurers to receive reimbursement. For more information on utilizing out of network benefits, please contact the practice. 



Important considerations regarding use of insurance 

When considering whether or not to utilize insurance benefits to cover the cost of sessions, please consider the following:

  • Insurance companies will require the clinician to give you a psychiatric diagnosis in order to reimburse for services. This diagnosis is part of your permanent medical record, and anyone who is given authorization to see your medical records can access this information. 
  • Your insurance company may request session records or a treatment plan at any time in order to evaluate the necessity of services (meaning, deciding if they want to pay for your sessions).
  • Couple Psychotherapy is not covered by health insurance. In an effort to maintain the highest standard of ethics, the practice maintains a policy of not accepting insurance for couples work or billing under the procedure code for family therapy when working with clients in the context of couples therapy. When working with couples, we are treating your relationship and therefore cannot appropriately diagnose individual traits, which is required of all health insurance policies. Health Insurers will only issue reimbursement for individualized psychiatric diagnostic codes, not for the relational codes which more accurately account for relationship (rather than individual) dysfunction. 



We understand that insurance benefit coordination can be quite confusing and will do our best to answer any questions you may have. If you would like more information or have questions regarding the use of health insurance, please call the practice at (646) 951-3692 or complete an Inquiry Form and a representative of the practice will reach out to you for follow up. 



Fees for Psychotherapy




Sessions with a Licensed Marriage and Family Therapist 


Individual Psychotherapy Session (45-50 minutes): $150.00
​Couple Psychotherapy Session (60 minutes): $250
Family Psychotherapy Session (60 minutes): $250 and up (Families with three or more members present: $250 plus $50 for each additional member) 


Click here to be re-directed to the bio page for our therapists. While we all hold the same clinical licenses, we have different areas of speciality and approaches to treatment. 



Reduced and Income-Based Session Fees


As a practice, we understand that ascertaining quality mental health care often requires a significant financial commitment. We strive to make psychotherapy attainable to all, regardless of income, and offer options such as reduced and income-based rates for clients working with pre-license clinicians. This can be especially beneficial for services not covered by health insurance, such as couple psychotherapy. 


Lowered/Reduced Session Fee: A rate that has been reduced or discounted from the regular session price. This rate is available for clients working with a clinician practicing on a limited permit. A "Limited Permit Clinician" refers to a marriage and family therapist who has completed graduate-level training and is earning clinical hours towards full licensure. These therapists are competent in treating all issues, just as with any fully-licensed clinician. A "Limited Permit" hold does have a license to practice, "limited" meaning that they are required to have their clinical work reviewed by an approved supervisor until they have satisfied all requirements for an unrestricted license to practice. Clients working with Limiter-Permit clinicians can enjoy the benefit of a fee reduction for couple and family sessions. For more information on the requirements for marriage and family therapists in New York practicing on a limited permit, please visit the state's Office of the Professions website. 


Sliding-Scale Scale Fee: The rate for each session is based on the client(s)' household income rather than determined by the flat-rate typical fee (per client's report). This rate is available to clients working with a graduate-level therapist in training. Formula typically used to determine the rate per session: 0.001 x annual household income. (Example: For a household income of $65,000 the session fee = $65). A "Therapist in Training"  refers to a clinician who is currently enrolled in a marriage and family therapy graduate school training program (masters or doctoral level) from an academic institution that has been accredited by the American Association for Marriage and Family Therapy (AAMFT). As a part of clinical training, all programs require students to practice for a minimum of 1-2 years under the supervision of both a clinical supervisor at the practice as well as at the academic institution. For more information on the accreditation process of academic institutions and other AAMFT requirements for clinical training programs, please visit the AAMFT website. Clients working with a Graduate-Level Therapist in Training are able to pay a session fee based on their household income rather than the full session rate, commonly referred to as a "Sliding-Scale Fee." 

For more information on reduced fees and working with a therapist in training, please contact the practice directly via phone or email. We are happy to clarify any questions about these therapists' level of training and experience, and clinical supervision.